Rideshare services like Uber and Lyft have revolutionized the transportation industry. These companies have made private ride services affordable to students, the elderly, partygoers, and anyone else who wishes or needs to leave the driving to others.
With the rise of these companies, however, has come the rise of what we now know as the “rideshare accident.” Being involved in an accident with an Uber or Lyft driver, whether you were a rideshare passenger or another road user, can lead to a complex process for filing an auto accident claims.
When making an injury claim after such an accident, you may face some unique challenges. Getting legal help from a firm that understands the complexities of such claims can make all the difference. At Presley & Presley, LLC, our team of seasoned trial lawyers has over 45 years of combined experience handling even the most complex personal injury cases. We can work to investigate your accident and hold the appropriate parties responsible so you can recover and move forward with peace of mind.
In rideshare-related accidents, the facilitating company may try to deny any responsibility for the claim. The driver’s insurance, which likely excludes any commercial activity, will likely disavow the case as well. This can lead to insurance coverage gaps for you as an injury victim. In any car accident, a claim will be based on the determination of fault, negligence, and liability, but in these accidents, those issues may not be as clear-cut.
Though Uber, Lyft, and other similar companies hold insurance policies that cover all their drivers, they offer coverage in “phases” based on the driver’s activities. Was the rideshare driver driving between fares? Were they not using the Uber or Lyft app when the accident took place? The answer to these questions may determine how much coverage they were carrying at the moment they hit your car.
Rideshare services offer a million-dollar policy that covers anyone injured by their driver’s negligence. This generally holds true even in cases of uninsured or underinsured drivers who cause accidents. However, the coverage can vary depending on whether the rideshare driver was using the app or driving on his own time. Further, some drivers are now purchasing their own rideshare insurance. Arguments between insurers regarding who must pay first can slow your claim down. If you’re stuck in a situation like this, you need an experienced attorney on your side.
Sorting through all the layers of a rideshare accident can be difficult work. However, our experienced team can take over this complex and intricate task. We can also investigate your accident, gather evidence, and establish liability. Then, we will negotiate with the insurer who must cover the accident to help you receive the compensation you deserve.
We are not afraid to stand up to insurance company tactics designed to reduce or deny the value of your claim. If necessary, we will take an insurer to trial in pursuit of a fair settlement. With a strong track record of successful case results, our skilled legal team is more than capable of getting results. Let us put our knowledge and ability to work to help you get the compensation you deserve for your injuries.
Call us at 816.931.4611 or contact us online to schedule your free consultation.
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