What to Expect During an Accident Lawsuit

June 29, 2026 | By Jill Presley
What to Expect During an Accident Lawsuit

If you’ve never been involved in a lawsuit before, the legal process can seem confusing. Many people wonder how long a case will take and whether their claim will end in a settlement or a trial. Every personal injury case is different, but most follow a similar path. 

From gathering evidence and filing paperwork to negotiating a settlement or presenting a case in court, each stage has a specific purpose. Here’s a closer look at what happens during a personal injury lawsuit and how the accident lawsuit process in Kansas City typically works.

A personal injury lawsuit is a type of civil case that requests compensation for damages caused by someone else’s negligence, such as medical bills, anticipated future medical expenses, lost wages, and pain and suffering. In many personal injury cases, the legal process begins long before anyone files a lawsuit. Lawyers often investigate the accident and communicate with insurance companies in an effort to resolve the matter without litigation. When settlement discussions don’t result in a fair settlement, the case may proceed through Kansas City personal injury litigation. 

Hiring an experienced legal team is key. Legal rules and procedural requirements can be difficult to navigate without guidance. Your personal injury lawyer will manage these requirements while building a strong claim.

Looking at the Facts: How the Case Begins

Before filing a lawsuit, a personal injury attorney typically investigates to determine how the accident occurred and who may be legally responsible. This stage often involves gathering:

  • Accident reports
  • Medical records and treatment documentation
  • Photographs and video evidence
  • Witness statements
  • Employment records related to lost income
  • Insurance information

Attorneys may also consult accident reconstruction specialists or other qualified experts when the case requires additional analysis. 

Starting the Lawsuit: Filing and Notifying the Other Side

When negotiations can’t resolve your claim, your attorney can prepare a legal complaint, at which point the lawsuit officially begins. The petition outlines the facts of the case, identifies the parties involved, and explains the damages you seek. 

After filing, the defendant must receive formal notice of the lawsuit through a process known as service of process. This step provides the defendant with an opportunity to respond to the case in court. Once served, the defendant has the chance to file an answer addressing the claims in the petition.

Exchanging Information: What Happens During Discovery

One of the most important stages of Kansas City personal injury litigation is the civil discovery phase. Discovery allows both sides to obtain information and evidence before trial. During discovery, parties may use several tools, including:

  • Written interrogatories that must be answered under oath
  • Requests for documents and records
  • Requests for admissions
  • Depositions, where witnesses answer questions under oath before trial in recorded sessions
  • Independent medical examinations in certain situations

Depositions are a key part of personal injury cases. Attorneys question parties and witnesses to better understand the facts and evaluate testimony that may later be presented in court. 

The discovery phase can take several months or more, depending on how complicated the case is.

Settling Out of Court: How Most Cases Conclude

Most personal injury lawsuits are resolved through settlement rather than trial. A settlement is an agreement in which the defendant or insurance company pays compensation in exchange for ending the lawsuit.

Settlement discussions may occur at nearly any point in the litigation process. In some cases, negotiations begin right after your lawyer files the claim. In others, the discussions might happen after discovery reveals new evidence. 

The court may also order you to attend personal injury mediation. At mediation, a third-party neutral helps the parties communicate, see the other party’s point of view, and recognize the potential risks of proceeding to trial. If a settlement is reached, the injured party receives a settlement check, and there is no need for a courtroom trial. 

Heading to Trial: What Happens When You Can’t Agree

Sometimes the parties simply can't agree on fair compensation or there is disputed liability. When that happens, the case may proceed to trial. Before the trial begins, attorneys often file motions asking the court to resolve legal issues or determine what evidence may be presented. Courts may also conduct pretrial conferences to address procedural matters.

As the trial date approaches, each side’s attorneys prepare witnesses and develop arguments to present to a judge or jury. Unlike settlement negotiations, a trial puts the final decision in someone else’s hands. The court evaluates the evidence and determines liability and damages according to Missouri law.

Choosing Between a Settlement and a Trial

The lawsuit settlement vs. trial decision is one of the most important choices in a personal injury case.

A settlement offers certainty. You'll know the amount that you'll receive and can avoid the additional time and expense associated with a trial. 

A trial, however, may offer the possibility of a larger recovery in some situations. If a jury finds in your favor, it may award compensation that exceeds previous settlement offers. There are also potential drawbacks to trial, including:

  • Longer timelines
  • Additional litigation expenses
  • Uncertainty regarding the verdict
  • The possibility of receiving less than a settlement offer

No option is universally better. The right choice depends on the evidence and the risks of continued litigation.

What to Expect Inside the Courtroom

Missouri allows both sides to present their cases throughout the final verdict or settlement. A typical personal injury trial generally includes:

  • Jury selection
  • Opening statements
  • Presentation of evidence and witness testimony
  • Cross-examination of witnesses
  • Closing arguments
  • Jury deliberations and verdict

During jury selection, attorneys question the potential jurors to identify any potential biases. Once the jury is selected, both sides present opening statements explaining what they expect the evidence to show. Witnesses then testify. Each side's attorneys can cross-examine opposing witnesses and challenge testimony.

After all evidence has been presented, each side delivers closing arguments. The jury then deliberates and reaches a verdict. In bench trials, the judge makes the final decision instead of a jury.

Getting Paid: How the Final Money is Handled

Once a settlement agreement is finalized or a verdict is entered, the compensation process begins.

Settlement funds are typically paid by the insurance company or defendant and placed into a trust account before distribution. Outstanding medical liens, litigation expenses, and attorney fees are usually addressed before the remaining funds are delivered to the client. That compensation may be paid as:

  • A lump-sum payment, which provides the full amount at one time
  • A structured settlement, which distributes payments over a period of years

The best payment method for you depends on your specific circumstances and goals.

Call a Kansas City Personal Injury Team Today

If you have questions about a personal injury claim, Presley and Presley Trial Lawyers can help you understand your options. Our Kansas City legal team brings a trial-ready approach to complex injury cases, pursuing the compensation our clients deserve. Contact us today to discuss your case.

Author: Jill Presley

Jill Presley is an award-winning trial attorney who has devoted her career to seeking justice for victims and their families. As Partner and Co-Founder of Presley & Presley Trial Lawyers, she focuses her practice on catastrophic personal injury and complex litigation, including semi-truck and commercial vehicle crashes, airplane and helicopter accidents, serious automobile collisions, wrongful death, and insurance bad faith.